<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
                            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd
                            http://www.google.com/schemas/sitemap-image/1.1
                            http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd">

  <!-- ── Root / Overview ─────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN Global Payment Rail — Enterprise Blockchain Payment Infrastructure Dashboard</image:caption>
      <image:title>TBURN Global Payment Rail</image:title>
    </image:image>
    <image:image>
      <image:loc>https://tbpayrail.io/tburn-logo.png</image:loc>
      <image:caption>TBURN Foundation Logo</image:caption>
      <image:title>TBURN Foundation</image:title>
    </image:image>
  </url>

  <!-- ── Command Center Dashboard ────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/dashboard</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN Command Center — BFT consensus ring, 520K TPS, 21 guardian nodes, global topology</image:caption>
      <image:title>TBURN Command Center Dashboard</image:title>
    </image:image>
  </url>

  <!-- ── Payment Pipeline ─────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/pipeline</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN 7-step atomic HTLC payment pipeline — WAD precision, Dijkstra FX routing, cross-border settlement</image:caption>
      <image:title>TBURN Payment Pipeline Simulator</image:title>
    </image:image>
  </url>

  <!-- ── GARCH Analytics ──────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/analytics</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN GARCH(1,1) volatility analytics — Monte Carlo VaR, Kelly criterion, 30-day forecast cone</image:caption>
      <image:title>TBURN GARCH & VaR Analytics</image:title>
    </image:image>
  </url>

  <!-- ── AMM Pools ────────────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/amm</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN AMM AILP v3 — CLMM concentrated liquidity, GARCH-linked dynamic fees, 8 TBSD pools</image:caption>
      <image:title>TBURN AMM Liquidity Pools</image:title>
    </image:image>
  </url>

  <!-- ── NexusBridge ──────────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/bridge</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>NexusBridge — FROST-Schnorr 15/21 threshold signature bridge, HTLC atomic cross-chain swaps</image:caption>
      <image:title>TBURN NexusBridge Cross-Chain Bridge</image:title>
    </image:image>
  </url>

  <!-- ── Security Stack ───────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/security</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN 12-layer enterprise security stack — Bayesian AML, FATF compliance, SHA-3-512 audit log</image:caption>
      <image:title>TBURN Security Stack</image:title>
    </image:image>
  </url>

  <!-- ── TBVault™ ──────────────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/vault</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBVault™ — AI-powered yield optimization, FODI credit index, Kelly criterion, 6 yield modules</image:caption>
      <image:title>TBVault™ Staking & Yield Optimization</image:title>
    </image:image>
  </url>

  <!-- ── Intelligence Bus ─────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/intelligence</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN Intelligence Signal Bus — TIPR 7-layer fusion, SRI, Whale Radar, Smart Money Oracle</image:caption>
      <image:title>TBURN Intelligence Signal Bus</image:title>
    </image:image>
  </url>

  <!-- ── Compliance ───────────────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/compliance</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN Compliance — FATF Travel Rule, KYC/KYB, RBAC, Basel III, 8 regulatory frameworks</image:caption>
      <image:title>TBURN Compliance & KYC</image:title>
    </image:image>
  </url>

  <!-- ── Programmable Block ───────────────────────────────────────────── -->
  <url>
    <loc>https://tbpayrail.io/programmable-block</loc>
    <image:image>
      <image:loc>https://tbpayrail.io/opengraph.jpg</image:loc>
      <image:caption>TBURN Programmable Block — 5-layer Nash Equilibrium PBS, GARCH slash multiplier, Ω security score</image:caption>
      <image:title>TBURN Programmable Block PBS</image:title>
    </image:image>
  </url>

</urlset>
